{"id":27436,"date":"2024-01-12T14:19:32","date_gmt":"2024-01-12T13:19:32","guid":{"rendered":"https:\/\/transferencia.umh.es\/?p=27436"},"modified":"2026-10-13T10:14:40","modified_gmt":"2026-10-13T08:14:40","slug":"modelo-de-valoracion-de-empresas-comerciales-veco","status":"publish","type":"post","link":"https:\/\/transferencia.umh.es\/en\/2024\/01\/12\/modelo-de-valoracion-de-empresas-comerciales-veco\/","title":{"rendered":"Commercial Business Valuation Model (VECO)"},"content":{"rendered":"<p><\/p>\n<article style=\"font-family: 'Arial', sans-serif;max-width: 800px;margin: 2rem auto;background-color: #fff;border: 1px solid #B6A19E;border-radius: 8px;padding: 2rem;line-height: 1.6;color: #000\"><!-- TITLE AND SUBTITLE --><\/p>\n<header style=\"border-left: 8px solid #A6192E;padding-left: 1rem;margin-bottom: 1.5rem\">\n<h1 class=\"px-2 my-10 text-lg font-extrabold tracking-normal lg:text-3xl md:mb-3 text-stone-700 dark:text-stone-300 fcircular\">Commercial Business Valuation Model (VECO)<\/h1>\n<h2 style=\"margin: 0.3rem 0px 0px;font-size: 1.1rem;font-weight: 400;color: #444444;text-align: justify\">This technology offer is based on the development of valuation models for commercial businesses, particularly in sectors with high transferability, such as community pharmacies.<\/h2>\n<\/header>\n<section style=\"margin-bottom: 2rem\">\n<h3 style=\"background-color: #a6192e;color: #fff;padding: 0.5rem 1rem;border-radius: 4px 4px 0 0;font-size: 1.1rem\">TECHNOLOGY DESCRIPTION<\/h3>\n<div style=\"border-left: 4px solid #B6A19E;padding-left: 1rem;background-color: #f9f9f9;padding: 1rem\">\n<p>The technology offer consists of a sophisticated financial model implemented in Excel, specifically designed to value the goodwill of commercial businesses, with specialist expertise in the pharmaceutical sector. Unlike traditional methods that require on-site audits or full access to accounting records, the VECO model uses external indicators and sector-specific variables to project a business&#8217;s cash-generating capacity.<\/p>\n<\/div>\n<\/section>\n<p><!-- APPLICATIONS --><\/p>\n<section style=\"margin-bottom: 2rem\">\n<h3 style=\"background-color: #a6192e;color: #fff;padding: 0.5rem 1rem;border-radius: 4px 4px 0 0;font-size: 1.1rem\">TECHNOLOGY APPLICATIONS<\/h3>\n<div style=\"border-left: 4px solid #B6A19E;padding-left: 1rem;background-color: #f9f9f9;padding: 1rem\">\n<div class=\"w-full px-3 rounded-xl print:!w-full\">\n<div class=\"w-full my-8\">\n<div class=\"w-full px-1 !max-w-full prose fcircular prose-stone prose-headings:text-green-innova prose-ul:leading-tight dark:prose-headings:text-stone-300 prose-li:marker:text-green-innova prose-p:text-justify prose-a:text-green-innova hover:prose-a:text-teal-500 prose-img:shadow-md prose-img:w-full prose-img:rounded-xl dark:prose-p:text-stone-400 dark:prose-li:text-stone-400\">\n<p data-path-to-node=\"18\">The VECO model is an essential strategic tool for:<\/p>\n<ul>\n<li data-path-to-node=\"19,0,0\">Financial Institutions: Risk analysis and the granting of loans for pharmacy acquisitions (LBOs, etc.).<\/li>\n<li data-path-to-node=\"19,1,0\">Investors and Shareholders: Assessment of purchase or merger opportunities without the need for exhaustive due diligence processes at preliminary stages.<\/li>\n<li data-path-to-node=\"19,2,0\">Public Authorities: Valuation processes or sectoral studies on the transferability of licences.<\/li>\n<li data-path-to-node=\"19,3,0\">Owners: Self-assessment of their business to plan succession or future sale processes.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<p><!-- ADVANTAGES AND INNOVATIVE ASPECTS --><\/p>\n<section style=\"margin-bottom: 2rem\">\n<h3 style=\"background-color: #a6192e;color: #fff;padding: 0.5rem 1rem;border-radius: 4px 4px 0 0;font-size: 1.1rem\">ADVANTAGES AND INNOVATIVE ASPECTS<\/h3>\n<div style=\"border-left: 4px solid #B6A19E;padding-left: 1rem;background-color: #f9f9f9;padding: 1rem\">\n<p>Current valuation models for commercial businesses, particularly community pharmacies, are basic models based on methodologies using multiples or discounted cash flows, with limited information.<\/p>\n<p>The proposed model we offer applies the discounted cash flow methodology while incorporating up-to-date macroeconomic and sector-specific information, enabling more efficient valuations that more accurately reflect market conditions.<\/p>\n<\/div>\n<\/section>\n<p><!-- DEVELOPMENT STAGE --><\/p>\n<section style=\"margin-bottom: 2rem\">\n<h3 style=\"background-color: #a6192e;color: #fff;padding: 0.5rem 1rem;border-radius: 4px 4px 0 0;font-size: 1.1rem\">DEVELOPMENT STAGE<\/h3>\n<div style=\"border-left: 4px solid #B6A19E;padding-left: 1rem;background-color: #f9f9f9;padding: 1rem\">\n<p>The model is already available for use and can be adapted to the specific characteristics of any community pharmacy or similar commercial business, providing an objective valuation that reflects market conditions.<\/p>\n<\/div>\n<\/section>\n<p><!-- APPLICATION SECTORS --><\/p>\n<section style=\"margin-bottom: 2rem\">\n<h3 style=\"background-color: #a6192e;color: #fff;padding: 0.5rem 1rem;border-radius: 4px 4px 0 0;font-size: 1.1rem\">APPLICATION SECTORS<\/h3>\n<div style=\"border-left: 4px solid #B6A19E;padding-left: 1rem;background-color: #f9f9f9;padding: 1rem\">\n<ul>\n<li data-path-to-node=\"22,0,0\">Pharmaceutical Sector (Community Pharmacies).<\/li>\n<li data-path-to-node=\"22,1,0\">Financial Consultancy and Valuation.<\/li>\n<li data-path-to-node=\"22,2,0\">Banking and FinTech Sector.<\/li>\n<li data-path-to-node=\"22,3,0\">High-turnover Retail.<\/li>\n<\/ul>\n<\/div>\n<\/section>\n<p><!-- PRINCIPAL RESEARCHER --><\/p>\n<section style=\"margin-bottom: 2rem\">\n<h3 style=\"background-color: #a6192e;color: #fff;padding: 0.5rem 1rem;border-radius: 4px 4px 0 0;font-size: 1.1rem\">PRINCIPAL RESEARCHER<\/h3>\n<div style=\"border-left: 4px solid #B6A19E;padding-left: 1rem;background-color: #f9f9f9;padding: 1rem\">\n<p><strong>Javier Reig Mullor<\/strong> \u2013 Department of Economic and Financial Studies<\/p>\n<\/div>\n<p><!-- CONTACT --><\/p>\n<footer style=\"border-top: 2px solid #A6192E;padding-top: 1rem;margin-top: 2rem\"><strong>Contact details:<\/strong><\/p>\n<p style=\"margin: 0;font-weight: bold;color: #a6192e\">KNOWLEDGE TRANSFER SERVICE<\/p>\n<p style=\"margin: 0.3rem 0\"><strong><a style=\"color: #a6192e;text-decoration: none\"><span style=\"color: #000000\">email:<\/span> transferencia@umh.es<\/a><\/strong><br \/>\n<strong>Tel: +34 96 522 2599<\/strong><br \/>\n<strong><span style=\"color: #000000\">web: <\/span><a style=\"color: #a6192e;text-decoration: underline\" href=\"https:\/\/transferencia.umh.es\" target=\"_blank\" rel=\"noopener\">transferencia.umh.es<\/a><\/strong><\/p>\n<\/footer>\n<\/section>\n<\/article>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Commercial Business Valuation Model (VECO)<br \/>\nThis technology offer is based on the development of valuation models for commercial businesses, particularly in sectors with high transferability, such as community pharmacies.<\/p>\n<p>TECHNOLOGY DESCRIPTION<\/p>\n<p>The technology offer consists of a sophisticated financial model implemented in Excel, specifically designed to value the goodwill of commercial businesses, with specialist expertise in the pharmaceutical [&#8230;]<\/p>\n","protected":false},"author":1503,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_links_to":"","_links_to_target":""},"categories":[1518027,1517946],"tags":[1517990],"_links":{"self":[{"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/posts\/27436"}],"collection":[{"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/users\/1503"}],"replies":[{"embeddable":true,"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/comments?post=27436"}],"version-history":[{"count":0,"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/posts\/27436\/revisions"}],"wp:attachment":[{"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/media?parent=27436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/categories?post=27436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/transferencia.umh.es\/en\/wp-json\/wp\/v2\/tags?post=27436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}